Fortnightly Credit-Data Updates: What It Really Changes By the time the new requirement was discussed properly, the project was already marked “completed”. Three months earlier, an RBI communication and follow-on bureau emails had landed saying that credit information should be updated at least fortnightly. IT opened a JIRA, Ops updated the SOP, Compliance put a […]
Read More
What Your Credit Score Actually Sees (And What It Doesn’t) Why your score feels mysterious You open an app, see a three-digit number, and suddenly it feels like your entire financial life has been reduced to that score. You’re not alone. Most people in India know that “CIBIL score matters”, but very few know what […]
Read More
Inside CICRA: What It Really Controls (Beyond the “Legal Act” Label) By the time CICRA comes up in a serious conversation, the coffee is already cold. It’s usually in a review meeting after an RBI inspection, or when a new digital product team asks Legal for “a quick sign-off” on bureau integration. Someone from Legal […]
Read More
How RBI Regulates Credit Bureaus in India The email usually lands late on a Friday or early on a Monday. Subject line: “RBI Inspection – Initial Observations on Credit Information Reporting” By Tuesday afternoon, a small group is in a windowless room: the CRO, Head of Compliance, someone from IT, someone who “owns” bureau reporting […]
Read More
27 Mar 2026
24 Dec 2025
26 Dec 2025